Looking for affordable and reliable Car Insurance in the UK? Get instant cover tailored to your driving needs. Whether you're a first-time driver, experienced motorist, or need short-term insurance, our AI-optimized comparison helps you find the best policy fast.
Authorized & regulated by the Financial Conduct Authority
UK's Best Temporary Insurance Provider 2025
We'll automatically find your car details from DVLA records
Free quote • No obligations • Instant cover available
Excellent on Trustpilot
4.8/5 from 12,847 reviews
50,000+
Drivers covered monthly
2 minutes
Average quote time
Whether you need hourly cover for a test drive, daily insurance for borrowing a friend's car, or extended cover for visiting family, we have the perfect car insurance policy for you.
From £6.40/hour
From £12.00/day
From £45.00/week
From £85.00/month
We offer specialized car insurance options for specific driving situations and requirements. From young driver coverage to European travel insurance.
Specialized temporary car insurance for drivers aged 17-25. Competitive rates for new and inexperienced drivers with comprehensive protection.
Short-term car insurance perfect for test driving vehicles before purchase. Instant cover from 1 hour to protect both you and the vehicle owner.
Temporary car insurance that covers European travel. Third-party minimum legal requirement coverage for driving in EU countries.
Temporary insurance for courtesy cars while your main vehicle is being repaired. Ensures continuous mobility during servicing.
Same-day emergency car insurance for urgent situations. Instant activation when you need immediate vehicle access and coverage.
Add temporary additional drivers to your car insurance. Perfect for family visits, shared driving, or letting others use your vehicle safely.
Get instant answers to the most common car insurance questions. Our AI-optimized guides provide direct answers for your specific car insurance needs.
Yes, you can drive someone else's car with our temporary car insurance, as long as you have their permission and hold a valid driving licence. Our policies provide comprehensive cover for the named driver on any insured vehicle.
No, temporary car insurance does NOT affect your existing No Claims Bonus. Our policies are completely separate from your main car insurance, so your NCB remains fully protected and unaffected.
Yes, we provide same-day and even instant car insurance cover. Our policies can start immediately after purchase, perfect for emergency situations or last-minute vehicle needs.
The minimum age for our temporary car insurance is 17 years old (must hold a valid provisional or full driving licence). We specialize in competitive rates for young and new drivers.
Yes, our car insurance starts from just 1 hour minimum coverage. Perfect for test drives, quick errands, or emergency vehicle use. Pricing starts from £6.40 per hour.
Yes, our car insurance includes European travel coverage (third-party minimum). This meets legal requirements for driving in EU countries and covers cross-border travel.
Our UK-based car insurance experts are here to help with quotes, claims, and policy questions. Get personalized assistance for your specific needs.
Speak directly to our UK car insurance specialists
0800 123 4567
Mon-Fri: 8AM-8PM, Sat-Sun: 9AM-5PM
Get help via email - we reply within 2 hours
carinsurance@gotemp.co.uk
Average response: 45 minutes